If you are trying to conceive and have not been able to get pregnant, or have other signs of infertility such as recurrent miscarriage, meeting with a fertility doctor is the first step towards diagnosing the problem and getting appropriate fertility treatment. Your health insurance should cover the cost of consulting with an Illinois fertility doctor, as well as many of the costs associated with fertility treatment. Below, we will take a look at some basics about the cost of consulting with and being treated by a fertility doctor.‍

Fertility Consultation Costs

‍During a consultation with an Illinois fertility doctor, the doctor will speak to both partners about issues such as their medical history and symptoms, perform a physical examination on both partners, and order diagnostic testing such as semen analysis and hysterosonogram. The cost of a consultation can vary depending on which diagnostic tests are ordered.Your insurance should cover the cost of meeting with a fertility doctor, as well as the associated diagnostic testing. This means that the biggest factor that determines the cost of consulting with an Illinois fertility doctor is the terms of your insurance coverage. If you are not sure about how or if your insurance covers office appointments and diagnostic testing, or are uncertain about other aspects of your coverage, you should contact your insurance provider for more information. Your doctor may also be able to serve as a liaison to your fertility doctor.

‍Fertility Treatment Costs

‍Illinois law requires most insurance plans to include coverage for IVF for couples who are proven to be infertile. The cost of fertility treatments such as IVF can be high, but a large portion of that cost will be managed by your insurance. The cost of treatment tends to be higher for those with a low premium and high deductible, and lower for those with a high premium and low deductible.

‍Financing Options

‍Once fertility treatment begins, some patients are not able to pay the entirety of their out-of-pocket costs at once. In such cases, financing options are available to help spread the cost of IVF over several different payments. Financing options include patient financing companies, health care credit cards, traditional credit cards, and loans from a bank or credit union.

Top Illinois Fertility Doctor

Dr. Randy Morris would be happy to consult with you about your fertility. To schedule your consultation today, please click below and enter your information or call IVF1 at (630) 357-6540.