In the state of Illinois, insurance coverage for infertility treatment costs are mandated. Illinois law requires insurance companies and HMOs to provide coverage for infertility to employee groups of 25+. The Illinois law does not apply to self-insured employers, to trusts, or to insurance policies written outside of the state. The best way to determine if your medical insurance covers the costs of your fertility specialist is to contact your insurer directly.

Fertility Insurance Acceptance at IVF1

Dr. Randy S. Morris – founder and medical director of IVF1 – wants to help you through the daunting financial challenges of infertility treatment. IVF1’s insurance experts will help you maximize your insurance coverage for infertility treatment. It is the mission of Dr. Morris to offer affordable fertility treatment. Reduced financial stress increases pregnancy success rates, according to the Doctor.

Costs Covered By Insurance

At IVF1, our insurance experts have decades of combined experience verifying infertility insurance coverage for a vast array of treatments. Our staff is proficient in discovering insurance coverage missed by other fertility specialists. We don’t hesitate to appeal claim denials by insurance companies when we believe that our patient is being wrongly denied coverage.

Financing in the Absence of Fertility Insurance Coverage

In the absence of adequate fertility insurance coverage, every patient at IVF1 can turn to reputable Prosper Healthcare Lending to successfully finance any fertility expense. Prosper Healthcare Lending makes infertility treatment affordable through simple interest loans. There are no prepayment penalties and no retroactive interest. You will be offered a long-term loan with low monthly payments to fit your budget.

• Anyone can submit an application online
• Use any mobile device to apply 24/7
• Fast, easy, and convenient
• No risk processing
• Not a credit card
• Finance any Assisted Reproductive Technology (ART) Procedure
• Finance fertility medication
• Finance up to $100,000 over 84 months

Preeminent Illinois Fertility Doctor Who Accepts Insurance

Dr. Randy S. Morris – founder and Medical Director of IVF1 – has been specializing in reproductive medicine for over 20 years. IVF1 is a high-tech fertility center having a spa-like atmosphere intertwined with friendly, experienced, and individualized patient care. Dr. Morris and the knowledgeable insurance experts at IVF1 will ensure that you receive all insurance coverage you are entitled to under your policy. Long distance patients can consult with Dr. Morris via a secured Online Video Consultation. Call IVF1 today for a consultation with Dr. Morris at 630.357.6540.