If you are considering in-vitro fertilization (IVF), consideration of the potential cost of IVF goes hand in hand with consideration of the treatment. In Illinois, many patients are able to get insurance coverage for at least some of the costs. Below, we will take a look at the factors that contribute to the Chicago IVF cost, as well as how patients can handle their costs through insurance and financing.

Breakdown of Chicago IVF Cost

A number of factors contribute to the Chicago IVF cost. Some of the most influential factors include:

• Medication protocol - Depending on the woman's age, how many egg follicles she normally produces, and her reaction to previous treatment cycles, the doctor may order different types and amounts of medication to be administered.
• Number of cycles used - Each IVF cycle increases the total cost that a couple faces for fertility treatment. It is important to understand that multiple IVF cycles may be necessary in some cases, but choosing a clinic with high success rates can maximize the chances that you get pregnant after the first cycle.
• Procedures performed - In some cases, it may be necessary to perform additional or more complex procedures. For example, if procedures like laparoscopic egg retrieval or testicular sperm extraction are necessary, the cost of treatment may be higher.
• Local cost of living - In areas where the local cost of living is higher, the cost of fertility treatment also tends to be higher.
• The physician - Some doctors are dedicated to making treatment as affordable as possible for patients. It is possible to find a physician who offers excellent treatment at an affordable rate.

Insurance Coverage

‍Illinois law requires the majority of employers to offer insurance coverage for infertility, which means that the majority of patients in Chicago are covered. For those whose employers are exempt, IVF insurance plans are available. Even with insurance coverage, some patients may not be able to pay their out-of-pocket costs all at once. These patients can turn to financing options, such as patient financing companies, health care credit cards, traditional credit cards, or loans. The right choice for you depends on your personal preferences and your financial situation. Dr. Randy Morris would be happy to meet with you about whether IVF is right for you. To schedule your consultation today, please click below and enter your information or call IVF1 at (630) 357-6540.