For couples considering in vitro fertilization (IVF), the potential cost of treatment is one of the most important things to consider. By going through insurance and choosing a doctor who provides affordable IVF treatments, most couples are able to manage the cost of treatment. Below, we will take a look at which factors influence the cost of this notoriously pricey procedure, as well as what methods are available for managing the cost and where you can find affordable IVF treatments in Chicago.

If you are struggling with infertility and are considering IVF, the possible cost of treatment is one of the most important things to consider. Although the cost can be high, many couples decide that the cost of IVF is worth it for them, and that tools like insurance and financing make the cost more manageable. Below, we will take a look at what contributes to the cost of IVF, as well as where you can find affordable IVF in Chicago.‍

What Makes IVF Affordable?

‍When you consider the cost of IVF in Chicago, it is important to consider more than just the numbers that represent the cost of a treatment cycle. Instead, you should consider the cost of a treatment cycle in conjunction with the effectiveness and safety of the treatment provided.For example, some clinics may have more affordable rates, but may have unsafe practices such as transferring too many embryos at once. In addition, a clinic that adopts the most effective procedures and provides a great deal of support throughout the IVF process may be more expensive at a glance, but has better success rates and safer practices that make that clinic more affordable in balance.

‍Insurance Coverage and Financing Options

‍Although the cost of IVF can be high, the good news is that the majority of employers in Illinois are required to provide insurance that covers the cost of IVF. This means that the biggest factor that determines your out of pocket costs is your insurance coverage. If your insurance has a high deductible and copay, your out of pocket costs can be high; others may have lower copays. You should also find out exactly which procedures your insurance covers and does not cover, and how many treatment cycles are covered.If you do not have insurance, or cannot handle your out of pocket costs all at once, you may turn to financing to make the cost of IVF more affordable. Most patients use patient financing companies, but health care credit cards, traditional credit cards, loans, and other forms of financing are also options.

What Affects the Cost of IVF

‍Many factors combine to determine the cost of IVF. Some of the most influential factors include:

• Drug protocol - IVF drugs are expensive, often representing one of the highest costs associated with the procedure. Some women only respond to higher doses of medication, increasing the cost of treatment.
• Use of ancillary procedures - If ancillary procedures, such as testicular sperm extraction, egg hatching, or preimplantation genetic diagnosis are required, the cost of IVF increases accordingly.
• Number of cycles - The more cycles a couple goes through before getting pregnant or abandoning treatment, the higher the overall cost of treatment becomes.
• The doctor - Some doctors work to keep costs low and pass on savings to patients, and to advocate for insurance coverage on their patients' behalf.
• Local cost of living - The cost of treatment is higher in areas with a higher cost of living.
• Market conditions - The cost of medications and materials can fluctuate due to changes in availability and other market fluctuations.

Affordable IVF Treatments Near Chicago

Dr. Randy Morris understands that fertility treatments can take a heavy financial toll on couples, which is why he works to provide affordable IVF treatments. Dr. Morris strives to keep costs as low as possible for patients, while also providing high-quality treatment that provides the best chances of getting pregnant in as few cycles as possible. In addition, Dr. Morris's staff is skilled at working with insurance companies to identify insurance coverage for IVF, ensuring that couples pay as little out of pocket as possible. Dr. Randy Morris would be happy to meet with you about whether or not IVF is right for you. To schedule your consultation today, please click below and enter your information or call IVF1 at (630) 357-6540.